What does it mean to be a fee-only financial advisor?
As a fee-only financial advisor, my compensation comes exclusively from the fees you pay for my services. This structure eliminates any potential conflicts of interest that may arise from commissions or third-party incentives, ensuring that my recommendations are solely in your best interest.

What is a fiduciary standard, and how does it affect my relationship with you?
As a fiduciary, I am legally obligated to act in your best interest at all times. This means I prioritize your financial goals and well-being over my own compensation or any outside influences, providing you with a transparent and trustworthy partnership.

What is a Certified Financial Planner (CFP) designation, and why is it important?
The CFP designation signifies that I have met rigorous education and experience requirements, passed a comprehensive exam, and adhere to ethical standards. This credential reflects a commitment to professionalism and enhances my ability to provide comprehensive financial planning services tailored to your needs.

How are your fees structured?
My fee structure is straightforward and transparent. I typically charge a flat fee, hourly rate, or a percentage of assets under management, and I’ll clearly outline all costs up front so you can understand exactly what you're paying for and how it aligns with the value you receive.

What types of financial planning services do you offer?
I offer a comprehensive suite of financial planning services, including retirement planning, investment management, tax strategy, estate planning, and risk management. My goal is to develop a holistic strategy that integrates all aspects of your financial life to help you achieve your objectives.

How often will we meet to discuss my financial plan?
We will establish a meeting schedule that works best for you. Typically, clients can expect to meet with me at semi-annually, but more frequently if needed in year 1. I am always available for consultations, especially during significant life changes or financial events.

How can I ensure my financial plan remains on track?
I provide ongoing monitoring and periodic reviews of your financial plan to ensure that it remains aligned with your goals and adjusts for changes in your life or market conditions. Regular check-ins allow us to make informed adjustments and keep your plan relevant and effective.